THE POWER OF PREPARING FOR TOMORROW

 

AFR Life has several excellent life insurance products to meet the various needs of our customers. At AFR Life, we take a 'needs-based' approach to our products. The primary purpose of life insurance is to cover a financial need. Some needs are longer term or more permanent, such as the need to cover final expenses and funeral costs. These needs will be with us for our entire life. Other needs are more short or intermediate needs, such as covering the cost of a mortgage or providing income to support a young family with children. Whether 10, 20, or 30 years, some needs never have an end.

Jestis Insurance can help determine the amount of your need based on your personal circumstances. AFR Life products fit into two main categories - whole life and term life.

Whole life insurance is a more permanent life insurance coverage. The premiums on this product can be level for the life of the insured and it builds cash value. Whole life usually has higher premiums because it lasts longer. However, we offer different payment plans (Single Pay, 20-Pay, Pay to 65) that can lower the overall cost of longer coverage.

A Term Life policy provides guaranteed, level premiums during a specified term period. Also, the policyholder may have the option to convert some or all of the term insurance coverage to a whole life insurance policy without additional underwriting. The life insurance product you choose should be based on your needs.

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FLEX TERM 20

Our Flex Term 20 plan offers a number of coverage options that allow you to design the coverage that meets your needs.

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ADVANTAGE TERM

Advantage Term is a mid-range cost level term product that does not require a medical exam.

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WHOLE LIFE

Whole Life insurance covers you while you're living and will help your family when you're gone.

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YOUTH LIFE

Youth Life is a whole life product that is issued on children ages 0-18 and provides lifetime level coverage to age 100.

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YOUNG DRIVER

With this plan, you'll have peace of mind as you send your new driver off into the world.

WHY CHOOSE AFR

1

EXPERIENCE

AFR Insurance has been serving Oklahomans since 1905. For over 100 years, we have worked to provide the best in class products and service. We are equipped to handle whatever life throws at you. 

2

INTEGRITY

24/7 fast and fair claims service. We are here to help, no matter when trouble strikes. We make it easy to file a claim and get back on your feet.

CONNECT WITH US

Whether you are needing a quote, searching for more information, or checking out our social media, we would love to connect with you! We pride ourselves in being accessible and meeting people where they are, no matter what their needs are! Fill out the form below and we will get in touch with you soon!

 

FIND US ON SOCIAL MEDIA: AFR INSURANCE

 

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DISCLOSURE

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies, or declaration pages, which control coverage determination. Such terms may vary and exclusions may apply. Other discounts may be available on an individual basis. All policies are different and your policy may not qualify for all discounts listed.

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